Why is short-term disability coverage important?
Why is short-term disability coverage important?
A disabling injury occurs in America every four seconds.* Employee’s Choice Voluntary Short-Term Disability Insurance plan is a cost-effective way to help protect an employee's income in the event of a disabling injury or sickness. This highly valued and desired employee benefit is at group rates. Because it is a voluntary plan, there is generally little or no cost to the employer.
Features
- A maximum monthly benefit from $300 to $3,000 (not to exceed 60 percent of the insured’s monthly pre-disability income)
- A choice of elimination periods is available with as little as 0 days for injury to 30 consecutive days for sickness
- A choice of benefit durations of either three months, six months, one year or two years
- Is available for groups with five or more employees
- Guaranteed issue
- Waiver of premiums under terms of contract
- Continuity of coverage
- Payroll deduction
We have designed two popular plans for the small group market of 5-19 for ease of quoting. See our brochure below for the plan options and pricing.
Council for Disability Awareness
Please feel free to send me an email or call me at my office in Lafayette. My direct number is (337) 593 5736 – Outside the Acadiana Area call toll-free at 1-877-NOW-BILL (669-2455).